Imagine that you and your family are hit by a speeding vehicle and the negligent driver of that vehicle does not stop to acknowledge his fault and exchange insurance information. It happens all too often in Southern California.“Hit and Run” accidents are rampant in Los Angeles! Maybe the negligent driver is drunk, or is driving without a valid California Driver’s License, or has no valid liability insurance policy. Maybe the negligent driver is just too scared to stop and suffer the consequences. In these situations, your Uninsured Motorist Policy will protect you.
It is important that you have a lawyer that knows how to properly document such accidents to qualify for Uninsured Motorist Coverage. There must be actual “contact” with the hit and run vehicle. The accident must be reported to the proper police department, in most cases within 24 hours. Because the insurers often suspect fraud, it is critical to supply maximum information and cooperate with the police department investigation and the insurance company investigation. Many less experienced attorneys miss an important step or opportunity to legitimize the “hit and run” claim to the detriment of their clients.